Nairobi · Mombasa · Meru

+254795877669 ·

General insurance

We provide a wide range of general insurance products as described below.

Motor Vehicle Private Insurance

Indemnity against loss of or damage to and legal liability to third parties arising out of use of motor vehicles , motor cycles and special types  or operated by the insured.

Motor Vehicle Commercial Insurance

Indemnity against loss of or damage to motor vehicles, liability to third parties and passenger liability arising out of use of motor commercial vehicles owned and/or operated by the insured.

Domestic Package / Home Insurance

Loss or damage to private dwelling houses and rent receivable / contents therein due to fire and lightning and other perils as specified in the policy.  Cover extended to include malicious damage.

Group Personal Accident / WIBA

Covering all employees of the Insured against accidental death and/or injury in accordance with the benefits specified.  Including contract, temporary, casual employees and students on attachment, on 24 hours basis.

Travel Insurance

Indemnity against loss or damage to baggage, Personal Accident Insurance, Emergency Medical including riot, strike and malicious damage whilst on travel.

Student Accident Cover

Cash Benefit in respect of accidental death and / or injury including loss / damage to personal property in accordance with the benefits specified.

Machinery Breakdown

Sudden and unforeseen damage to machinery whilst working, at rest or dismantling/erection for inspection or repair, excluding risks covered under fire and perils policy.

Professional Indemnity Cover

Indemnity against legal liability to third parties arising Out of breach of professional duty through negligence, Error or omission by the Insured or any employees of the insured in the performance of their professional duties.

Fire & Special Perils

Loss or damage by fire, lightning, bush fire, earthquake fire and shock, explosion, storm, tempest, flood, overflowing and/or bursting of water pipes and tanks, aircraft impact, riots, strikes and civil commotion, malicious damage and spontaneous combustion.

Crop Insurance

Covering physical loss or damage to growing crop directly caused by drought, uncontrollable pest and diseases, hailstorm, flooding, fire and lightning, malicious damage, earthquake, riot and strike, explosion and windstorm

Terrorism & Sabotage

Indemnity for direct physical loss or damage commencing during the policy period caused by acts of terrorism, sabotage, mutiny, insurrection, rebellion or coup d’état, strike, riot or civil commotion

Marine Insurance

Indemnity against loss of or damage to property of the insured (including legal liabilities for general average and salvage  where applicable) whilst in transit by means of the specified conveyances within the geographical limits and conditions specified in the policy